Financial Literacy Services

Program Overview

Erie’s Black Wall Street (EBWS) is committed to equipping individuals with the knowledge and skills they need to achieve financial success and security. Our Financial Literacy Program, consisting of two essential workshops, “Budgeting Basics”, and “The Power of Credit” is designed to empower participants with the tools to make informed financial decisions and build a brighter financial future.

Workshops in the Series:

Workshop 1:

Budgeting Basics In this workshop, you will gain a solid understanding of fundamental budgeting principles. Our expert instructors will guide you through the following key topics:

  • Creating a Budget: Learn how to create a practical and realistic budget tailored to your financial goals and needs.

  • Expense Tracking: Explore effective methods for tracking your expenses and identifying areas for potential savings.

  • Financial Goals: Discover how to set achievable financial goals and create a roadmap to reach them.

  • Emergency Funds: Understand the importance of building an emergency fund to safeguard against unexpected expenses.

  • Savings Strategies: Explore strategies for saving and investing to secure your financial future.

By the end of this workshop, you will have the knowledge and tools to take control of your finances, reduce financial stress, and make confident financial decisions.

Workshop 2:

The Power of Credit Credit plays a vital role in various aspects of our lives, from securing loans to determining interest rates. In this workshop, you will delve into the world of credit and its significance. Topics covered include:

  • Understanding Credit Scores: Learn how credit scores are calculated and the factors that influence them.

  • Building and Rebuilding Credit: Discover strategies to establish and improve your credit profile.

  • Credit Management: Gain insights into responsible credit card use, debt management, and avoiding common pitfalls.

  • Credit Reports: Understand how to access and review your credit reports for accuracy.

  • Credit and Financial Goals: Explore the relationship between credit and achieving your financial objectives.

Coming Soon:

As part of our ongoing commitment to your financial well-being, EBWS has exciting developments on the horizon:

  • Assistance from a Financial Social Worker: Soon, you’ll have access to personalized assistance from a Financial Social Worker who can provide guidance on navigating complex financial situations and challenges.

  • Business Banking Questions Office Hours Powered by Impressia Bank: Our upcoming office hours will provide a platform for addressing your business banking questions and concerns, with expert support from Impressia Bank.

Join us in taking the first steps toward financial empowerment and securing a brighter financial future. EBWS’ Financial Literacy Program is your key to making informed financial decisions and achieving your financial goals. Don’t miss out on this opportunity to enhance your financial knowledge and well-being.

Check out our events page to see when the next workshops are!